CAL FIRE
Find incident information and statewide wildfire updates directly from CAL FIRE.
Visit CAL FIRE incidents → Wildfire Preparedness Resources for California Homeowners
Bryan Bagwell Insurance Agency’s California Wildfire Resource Guide
An independent educational guide featuring wildfire alerts, official emergency resources, home-preparation checklists and insurance information for California homeowners and families.
Resource guide last updated July 2026Emergency notice: In an immediate emergency, call 911 and follow instructions from local law enforcement, fire officials and emergency-management agencies. Third-party apps should supplement, not replace, official evacuation alerts and orders.
Independent resource notice: This educational guide is provided by Bryan Bagwell Insurance Agency. It is not an official government, fire department, law-enforcement or emergency-management website.
Stay Informed with Watch Duty
Watch Duty provides wildfire and flood maps, verified alerts, evacuation information and incident updates through its independent nonprofit platform.
Get Watch Duty on Your Phone
Open the official Watch Duty listing for your device to review the app and install it directly from the appropriate store.
- Wildfire and flood incident maps
- Verified alerts and incident updates
- Evacuation-zone and perimeter information
- Firefighting aircraft and weather information
These buttons are neutral links to Watch Duty’s official store listings. Bryan Bagwell Insurance Agency is not affiliated with, sponsored by or endorsed by Watch Duty, Apple or Google.
Use Watch Duty in a Web Browser
You can also view Watch Duty’s wildfire and flood information from a web browser. The browser version may not provide the same alert notifications as the mobile app.
Open the Watch Duty MapAlways confirm evacuation instructions through official local authorities.
Links to Official Emergency Resources
These external links connect you directly with government and public safety resources. Bryan Bagwell Insurance Agency does not operate or control these websites.
San Bernardino County
Access local emergency alerts, evacuation information and preparedness resources.
Visit county preparedness →Ready for Wildfire
Review California guidance for defensible space, home hardening and evacuation preparation.
Visit Ready for Wildfire →AirNow Fire and Smoke Map
Monitor wildfire smoke and air-quality conditions near your home or evacuation destination.
View air-quality conditions →Prepare Your Home and Family
Use these educational checklists as a starting point. Always follow current local fire codes and instructions from public safety officials.
Home and Defensible Space
- Clear leaves, pine needles and debris from roofs and gutters
- Move firewood and combustible items away from structures
- Trim vegetation and remove dead plants and branches
- Keep driveways and access routes clear for emergency vehicles
- Inspect vents, eaves, decks and other ember-entry points
- Keep address numbers visible from the street
Family Evacuation Plan
- Identify more than one evacuation route
- Choose a meeting location outside your neighborhood
- Plan transportation for children, seniors and pets
- Maintain adequate vehicle fuel during high-risk conditions
- Keep important phone numbers somewhere besides your phone
- Practice the plan with everyone in your household
Emergency Go-Bag
- Water, nonperishable food and necessary medications
- Flashlights, batteries and portable phone chargers
- Copies of identification and insurance documents
- Protective clothing, sturdy shoes and N95 masks
- Pet food, carriers, leashes and veterinary information
- Cash, keys and essential personal-care items
Home Inventory
- Photograph or record every room in your home
- Document appliances, electronics, furniture and valuables
- Save receipts, serial numbers and purchase records when possible
- Store copies in secure cloud storage or another safe location
- Update your inventory after major purchases or renovations
- Keep your agent’s and carrier’s contact information available
Review Your Insurance Before a Wildfire Threatens
Rebuilding costs, construction expenses and personal-property values can change over time. Waiting until an evacuation warning is issued may be too late to make coverage changes.
Bryan Bagwell Insurance Agency helps California homeowners understand their current protection and identify questions that should be addressed before a loss occurs.
Items to Review
- Dwelling replacement-cost limits
- Extended or guaranteed replacement-cost provisions
- Personal-property coverage and valuable-item limits
- Additional Living Expense coverage
- Deductibles and wildfire-related policy conditions
- Recent renovations, additions and property upgrades
Frequently Asked Questions
Does Watch Duty replace official evacuation alerts?
No. Watch Duty may be a valuable supplemental resource, but residents should follow evacuation orders and instructions issued by law enforcement, fire departments and local emergency-management agencies.
Is this an official California emergency-services page?
No. This is an independent educational resource provided by Bryan Bagwell Insurance Agency. We are not a government agency, fire department, law-enforcement agency or emergency-management organization.
When should I review my homeowners insurance?
Review it at least annually and after renovations, major purchases or significant changes in rebuilding costs. Insurance companies may restrict coverage changes when a wildfire is already threatening an area.
What is Additional Living Expense coverage?
It may help pay certain increased living expenses when a covered loss makes your residence uninhabitable. Limits, time periods and eligible expenses vary by policy.
Is market value the same as rebuilding cost?
No. Market value includes factors such as land and neighborhood demand. Rebuilding cost focuses on labor, materials, debris removal, building-code requirements and reconstruction expenses.
Protect Your California Home
Contact Bryan Bagwell Insurance Agency for a complimentary review of your homeowners insurance and help understanding your available coverage options.
This independent educational guide is provided by Bryan Bagwell Insurance Agency and is not an official government, fire department, law-enforcement or emergency-management website. Information is provided for general educational purposes and does not replace instructions from emergency officials or the terms, conditions, exclusions and limits of an insurance policy. Coverage availability and eligibility vary by insurance carrier and property. Watch Duty, Apple, Google, CAL FIRE, Ready for Wildfire, AirNow and San Bernardino County are independent third parties. Bryan Bagwell Insurance Agency is not affiliated with, sponsored by or endorsed by those organizations, and links are provided solely as a convenience to visitors.